The maximum conforming loan amount that Fannie Mae and Freddie Mac can back will increase to $484,350 from $453,100 in 2019, a 6.9 percent increase, the Federal Housing Finance Agency announced. For high-cost areas, the limits—which are also used to define FHA limits—will rise to $726,525 from $679,650. “Without this assurance that loan limits keep up with home price growth, borrowers across the country risk being pushed out of the market altogether as mortgage rates and rising home prices continue to hold back potential homebuyers,” NAR President John Smaby said in a statement applauding the government’s announcement. Determine your area’s limit. NOTE: links open in new windows.